Got any questions?
Finding the perfect house on your own is not easy - choose the agents you can trust.
Buying a home in Cerritos, CA, requires a strategic approach, especially in a competitive market. Here’s a step-by-step guide to help you navigate the process:
1. Assess Your Finances & Get Pre-Approved
- Check your credit score and improve it if needed.
- Determine your budget and calculate how much home you can afford.
- Get pre-approved for a mortgage from a reputable lender. A pre-approval strengthens your offer when you find the right home.
2. Hire a Cerritos Real Estate Agent
- Work with a local expert who understands the Cerritos real estate market.
- A good agent helps you find properties, negotiates on your behalf, and guides you through the entire process.
3. Search for Homes & Attend Open Houses
- Explore Cerritos neighborhoods to find the right fit for your lifestyle.
- Check listings online, visit open houses, and schedule private showings.
4. Make a Competitive Offer
- Work with your agent to submit a strong offer, especially in a high-demand market like Cerritos.
- Consider including contingencies (such as financing, inspection, and appraisal) to protect your interests.
5. Home Inspection & Appraisal
- Conduct a home inspection to check for any issues before finalizing the purchase.
- The lender will require an appraisal to confirm the home’s value.
6. Secure Financing & Finalize Your Loan
- Submit required documents to your lender.
- Review and sign the loan commitment to move forward with closing.
7. Close the Deal
- Review closing costs and final paperwork with your agent and lender.
- Sign the final documents and transfer funds.
- Receive the keys to your new Cerritos home!
8. Move In & Enjoy Homeownership
- Set up utilities, change your address, and start making the home yours!
- Stay connected with your real estate agent for any post-purchase guidance.
